Terms of Use

Terms & Conditions

The website www.idealmoney.in and its sub-domains (collectively referred to as the “Website” or “Platform”) are owned, managed, and operated by Ideal Money (“We” or “the Company”), unless explicitly stated otherwise for specific sub-domains. When we use “You” or “User,” it encompasses all individuals, whether natural or legal entities, such as companies, associations, partnerships, or individuals who access, browse, visit, or use the Website’s services. Together, we refer to the User and the Company as the “Parties.”

Use of Website

Privacy Policy

Your use of this Website is also governed by our Privacy Policy, which is incorporated herein by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Entire Agreement

The Privacy Policy, as accessible on the Website, is hereby incorporated by reference and is considered an integral part of these Terms of Use henceforth. Together, these Terms of Use and the Privacy Policy constitute the entire agreement between the Website, the Company, and the User, governing their relationship. This agreement supersedes all prior agreements and communications, whether direct or indirect, written or oral, between the Parties.

By accessing, using, browsing, or availing the services on the Website, you acknowledge and agree to abide by the Terms of Use outlined herein. Additionally, you accept the information practices outlined in our Privacy Policy and commit to complying with all applicable laws within the Jaipur District of Rajasthan State, India.

Failure to comply with any provision herein, the Terms of Use, the Privacy Policy, or any terms and conditions set forth by the Website or the Company may result in the termination of any licenses granted (if applicable). The date of the first use of this Website or its services by any User shall be considered the “Commencement Date” of these Terms of Use.

The Company reserves the right to amend or modify these Terms of Use and the Privacy Policy at its sole discretion, without prior notice to any User or third party. Continued use of the Website in any manner by any User implies the User’s consent to and acceptance of the revised Terms of Use and Privacy Policy.

Investment Information

Ownership

All content available or displayed on the Website, whether available for free or for a fee, and any content offered as part of a purchase on the Website, is protected by applicable Intellectual Property Laws, including Trademark and Copyright laws, and is the exclusive property of the Company or its licensors. All trade names, trademarks, service marks, and other product and service names and logos found on the Website and within the Content (collectively referred to as the “Marks”), whether registered or unregistered, are the property of their respective owners and are safeguarded by applicable trademark and copyright laws, doctrines, and principles.

Nothing within the Website or its content should be interpreted as granting permission, a license, or the right to use any of the Marks to any individual or entity without the prior written consent of the Company or any third-party owner of such Marks. Unauthorized or non-permitted use of any Marks or Website content, for any purpose, is strictly prohibited and may result in appropriate legal action by the Company.

License

You are granted a non-exclusive, non-transferable, limited license to access and use the Website, its services, and the content available on the Website for personal non-commercial use for the applicable fees (if any) subject to the terms and conditions contained herein and in the Privacy Policy.

Unless otherwise agreed or permitted by the Company in writing and in advance, you are hereby prohibited from copying, reproducing, modifying, creating derivative works from, or storing any Content, whether in whole or in part, contained on the Website. In the absence of the said prior written permission from the Company, you are also prohibited from publishing, transmitting, distributing, displaying, performing, broadcasting, or circulating any such Content for any purpose whatsoever.

Any unauthorized or non-sanctioned advertisement, promotional posts and material, junk mail, spam, chain letters, pyramid schemes, or solicitation in any other form, for any purpose, on the Website is hereby expressly prohibited. Users are also restricted from posting any inappropriate, offensive, hateful, pornographic, false, misleading, infringing, defamatory, or libelous content targeting any person, gender, or social or ethnic group or nationalities. The Users hereby undertake to not use the Website for any unlawful purpose whatsoever and to honor all reasonable requests by the Company or the Website to protect its proprietary rights and interests.

Termination

The Company and the Website shall be entitled to terminate or suspend any User’s access to the Website or its services, if it is found that any User is in violation of the letter or spirit of these Terms of Use or the Privacy Policy or that their conduct is unlawful, on their sole and exclusive discretion without any prior notice or intimation to such User and without any refund, compensation, or monetary reimbursement of any kind for any reason whatsoever. Neither the Company nor the Website shall under any circumstances be liable to any User or any third-party for termination of User’s access to the Website or its services for any reason.

The only recourse available to Users who do not agree to these Terms of Use or the Privacy Policy is discontinuing the use of the Website. Upon termination of this agreement between the Parties, the User shall be bound to destroy all copies of any material provided by the Company or the Website in his/her possession and shall refrain from further use of the same.

It is hereby clarified that in case of multiple logins from different devices and different IP addresses is found which at the Company’s sole discretion is found to be in the nature of sharing the same subscription with multiple persons, such subscription shall be terminated with immediate effect and no refund shall be given for the same and appropriate action may be taken by the Company.

Registration

Registering on the Website provides special restricted access to the Website and its content, services which is restricted to a single user only. For registering, every User is required to provide his email address, name, etc., and must select a password. While registering, the Users are bound to provide complete, accurate, and updated information and failure to do so shall constitute a breach of this Agreement and shall expose them to the risk of termination of their access by the Company.

Having someone else register on the Website or using, browsing, accessing, or availing the services of the Website through a third-party, binds the actual User to these Terms of Use and the Privacy Policy, as if they registered, used, browsed through, or availed the Website or its Services themselves personally.

Users are solely responsible for maintaining the confidentiality of their registered account and login credentials and are liable for any activities that occur via such account.

The User’s Content

The Website and the Company shall be entitled to use the information provided by the Users in their print or electronic publication (“User Content”). However, the Users are hereby assured that their information shall only be used in accordance with the Privacy Policy and in a way so as not to infringe their privacy. Users shall be solely responsible for the accuracy, correctness, and authenticity of the information provided by them. The Website shall be entitled to remove, edit, review, or delete the User Content if it finds it to be illegal, incorrect, offensive, or inappropriate in any way.

The Users are prohibited from entering or distributing any material on or through the Website that is promotional in nature or which results in solicitation without prior written permission or consent of the Website.

The Users shall be liable to indemnify the Company and the Website, including their employees, affiliates, and authorized representatives, for any loss, damages, liabilities, costs, including but not limited to reasonable attorney fees, incurred by them as a result of breach of this Agreement by the User or inaccuracy, falsity, incorrectness, or illegality of material or information entered into the Website using User’s account on the Website.

Advertisers

The accuracy, legality, correctness, completeness, or contemporariness of the advertisements or the sponsored content and the sponsors of such advertisements or sponsored content shall be solely responsible for the same. The Company and the Website shall also be immune from any liability arising out of any act or omission on the part of the sponsors of such advertisements or sponsored content. The said sponsors shall be liable to indemnify the Company or the Website, including their employees, affiliates, and any authorized representatives, for any loss, damage, costs, or any expense incurred by them, including but not limited to reasonable attorney fees, because of any fault or defect in the content or advertisement sponsored by them or any act or omission on their part.

Links to Other Websites

The Website contains hypertexts, links, and addresses to other websites and webpages for the reference and convenience of its Users. These hypertexts, links, and addresses may take the Users to different webpages and websites owned and operated by persons, groups, or incorporations other than the Company and are the sole responsibility of their respective owners and managers.

Neither the Company nor the Website have any control or ownership on what is displayed on such websites and webpages for any purpose and hence neither of them is responsible for the content available on such websites and webpages. When You choose to click on and visit any such webpage or website, You agree that neither the Company nor the Website is responsible or liable for the accuracy, correctness, or legality of content, services, products, or other material on such websites and webpages.

Any reference or display of any names, products, services, or marks belonging to or offered by a third-party or presence of their hypertexts or links on the Website, does not necessarily constitute any recommendation, endorsement, or sponsorship of such third-party or its products or services. The Users are solely responsible for their use or access of any third-party content or products or services and for all related risks of viruses, worms, trojan horses, and other harmful material on such websites or webpages.

Limitation of Liability

Under no circumstance or event shall the Company, the Website, or any of its affiliates, employees, agents, suppliers, licensors, or any authorized personnel or representatives be liable for any direct, indirect, consequential, incidental, special, punitive, or exemplary damages, including without limitation to damages for loss of goodwill, use, profits, data, or any other tangible or intangible loss related to or arising out of the use of, breach of, or inability to use the Website or services provided by the Website. Moreover, the said entities and individuals shall also be immune from any liability to compensate any User in any way for any loss, damage, or injury caused because of hacking, tampering, or unauthorized use or access of User’s account or any information contained therein.

If at all any liability, of whatsoever nature (including damages, claims, and compensations) is implied on the Company under these terms, including for any implied warranties, the said liability is limited to the amount that the User pays/has paid to use the services.

Further, in no case shall the Company or the Website be liable for any:

Presence of Professionals or any third-party on the Website or any database maintained by the Website shall not in any case be construed as recommendation, solicitation, or endorsement of any such Professional or third-party. Any information about such Professional or third-party shall not be treated as advice to confirm their credibility, qualification, or abilities.

Specific Additional Terms for Sub-domains/Products

Choice

We have taken and will continue to take the utmost care and caution in the compilation of historical data and updating current data on our website. We also take due care in the analysis of the data. The information and data provided on the Website have been obtained and culled out of whatever is available in the public domain, and we do not in any way guarantee the accuracy, reliability, completeness, current-ness, and/or timeliness of any content, information, data, analysis, software, text, graphics, links, or communications provided on or through the use of the Website, and we assume no liability and cannot be held responsible for any errors or omissions in such information, data, and/or analysis of such information and data nor for the results obtained by any User of the Website from the use of such content, information, data, analysis, software, text, graphics, links, or communications provided on the Website or for any monetary or other damage suffered by you on account of the delay, failure, interruption, or corruption of any data or other information transmitted in connection with the use of the Website; and/or any interruption or errors in the operation of the Website.

The data feed for the Website is sourced and curated using automated algorithms from various data sources. The comments and opinions are based on automated formulas. These are prone to errors in automation. We are not responsible for the accuracy, reliability, performance, completeness, comprehensiveness, functionality, continuity, or timeliness of the information, data, or any content available.

Though we make the best efforts for accuracy, the materials appearing on the site could include technical, typographical, or photographic errors. We do not warrant that any of the materials on the site are accurate, complete, or current. We may make changes to the materials contained on the site at any time without notice. However, we do not make any commitment to update the materials.

All information present on the Website is to help investors in their decision-making process and shall not be considered a recommendation or solicitation of an investment or investment strategy. Investors are responsible for their investment decisions and are responsible for validating all the information used to make the investment decision. Investors should understand that their investment decisions are based on personal investment needs and risk tolerance, and the performance information available on the Website is one of many other things that should be considered while making an investment decision. Past performance does not guarantee future returns, and performances are subject to market risk. Investments in the securities market are subject to market risks, and investors should read all the related documents carefully before investing. Derivatives are sophisticated investment products. The investor is requested to take into consideration all the risk factors before actually trading in derivative contracts.

The articles, interactive tools, and other content are provided to you as self-help tools and for informational purposes only. They are not intended to provide investment advice. The Company does not and cannot guarantee the accuracy or applicability of any information in regard to your individual circumstances. Examples are hypothetical, and we encourage you to seek personalized advice from qualified professionals regarding specific investment issues. Our estimates are based on past market performance, and past performance is not a guarantee of future performance.

The recommendation service, articles, or other content are for research, information, and educational purposes only. The User warrants that it shall obtain independent investment advice before making any investment decision, as recommendations under Chef’s Special or under any of Ideal Money’s offerings are not a substitute for investment advice. The content on the Website should not be construed as an advertisement for solicitation for the buying or selling of any securities or investment products.

THE USER EXPRESSLY AGREES THAT IT SHALL BE ABIDE BY THE MUTUAL EXCLUSION CLAUSE OF THESE TERMS OF USE.

Diary

All content provided on this Blog is intended for informational and educational purposes only and is the exclusive property of Ideal Money. This content, including text, images, and multimedia elements, is protected by copyright laws. You may not copy, reproduce, modify, distribute, or publish any content from this Blog without prior written consent. User-generated content, such as comments and contributions, is subject to our license terms, and Users are responsible for the legality and appropriateness of their submissions.

While we strive for accuracy and provide information to the best of our knowledge, the content on this Blog is not intended as professional advice, and we make no representations or warranties regarding its accuracy or completeness. We shall not be liable for any errors, omissions, or actions taken based on the information provided. Users are encouraged to seek professional advice as needed.

Whether certain content, be it posts, articles, stories, or news, is published independently or in collaboration with third parties, the responsibility for its content lies with the third party. In these cases, the creation of the third party includes the Company’s Content may be included within. This sale constitutes an independent evaluation of your product or service, as the Company assumes no responsibility in this regard.

You may use the Blog for your own personal, non-commercial use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the Blog.

You are responsible for all of your activity on the Blog. You agree not to post or transmit any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable content. You also agree not to post or transmit any content that infringes the intellectual property rights or other rights of any third party.

Ideal Money reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Blog. Your continued use of the Blog after any changes to the Terms constitutes your acceptance of the modified Terms.

Market Wire

Your use of this Website constitutes your agreement to comply with the following Terms and Conditions. All content, including articles, images, videos, and other multimedia elements, provided on this Information Portal is intended solely for informational purposes. This content is protected by copyright laws, and any unauthorized reproduction, distribution, or modification is strictly prohibited without prior written consent. Users are encouraged to engage with our content by sharing and commenting, but they are responsible for the legality and appropriateness of their contributions, and we may moderate or remove any content that violates our policies.

While we aim for accuracy and impartiality in our reporting, the information provided on this Information Portal is not intended as legal, financial, or professional advice, and we make no representations or warranties regarding its accuracy or completeness. Users should exercise discretion and seek professional advice when necessary. We reserve the right to amend these Terms and Conditions at any time, and your continued use of this Information Portal signifies your acceptance of any updates.

You may use the Website for your own personal, non-commercial use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the Website.

You are responsible for all of your activity on the Website. You agree not to post or transmit any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable content. You also agree not to post or transmit any content that infringes the intellectual property rights or other rights of any third party.

Ideal Information Portal does not guarantee the accuracy, completeness, or timeliness of the information on the Website. Ideal Information Portal is not liable for any damages, including direct, indirect, incidental, consequential, or punitive damages, arising out of your use of the Website.

Communication

The Company (including its employees, affiliates, partners, or other representatives, etc.), third-party service providers may communicate with the User over phone and/or e-mail and/or SMS and/or push notifications or any other form of electronic communication in connection with your usage of the Website or availing of any services. This consent overrides any registration for Do Not Call.

Further, You agree and confirm that if your number is registered in the Do Not Disturb (DND) list of TRAI, you may not receive SMS/phone communication, for which the Company shall not be liable, and you shall be responsible for taking appropriate steps to de-register from the DND list of TRAI.

The Company relies on Third Party Service Provider(s) for sending/delivery of SMS/e-mail alerts/WhatsApp/push notifications/OTP services. The readability, accuracy, and timely delivery are not in the control of the Company and are subject to the performance and infrastructure of the third party. Thus, the Company does not take any responsibility or any liability, whether contractual or legal, for any readability, non-delivery, delayed delivery, or skewed delivery of the messages, notifications, OTPs, etc.

Governing Law & Jurisdiction

This Agreement shall be entered into by the Parties, governed, interpreted, construed, and enforced according to laws applicable within Jaipur District of Rajasthan State, India, without giving effect to any choice of legal rules and principles. In case of any dispute between the Parties, the same shall be subjected to the jurisdiction of appropriate courts within Jaipur District of Rajasthan State.

Users using, accessing, browsing through, or entering into this Agreement in any way from a jurisdiction other than India are solely responsible for compliance with the laws in force in Jaipur, Rajasthan, and any local laws applicable. The Users waive all defenses of lack of jurisdiction or inconvenience of forum.

Dispute Resolution Clause

It is agreed by the Parties that any formation, interpretation, and performance of this policy and any dispute arising out of it will be resolved through a two-step Alternative Dispute Resolution (ADR) mechanism. It is further agreed by the Parties that this section, i.e., resolution through ADR, will survive even after termination or expiry of the Terms of Use or the Privacy Policy.

Mediation – In case a dispute arises between the Parties, the Parties will attempt to resolve the same amicably between them, through mutual understanding. If the Parties are unable to reach a common ground within 30 days of one Party communicating the existence of a dispute to the other, the dispute will be resolved through arbitration.

Arbitration – The Parties agree that when they are unable to resolve the dispute through Mediation, the said dispute will be resolved through arbitration. The Parties further concur that the arbitration proceeding will be presided by a Sole Arbitrator, who would be appointed by the Company on its sole and exclusive discretion. The language for arbitration would be English. The seat of arbitration would be Jaipur, Rajasthan.

The Parties agree that the Privacy Policy and any other agreement would be governed by the laws, rules, and regulations of India. The courts in Jaipur, Rajasthan shall have exclusive jurisdiction over any dispute arising between the Parties. The Users waive all defenses of lack of jurisdiction or inconvenience of forum.

No Warranty

All content, information, and services provided through the Website are provided on an ‘as-is/as-available’ basis, and You use the same at your own volition and risk. Neither the Company nor the Website provides any warranty, whether express or implied, regarding satisfactory quality, suitability for any particular purpose, or any other implied warranty of merchantability as to the result or outcome You may derive out of Your use of the Website or any such result or outcome You may attain out of a relationship you elect to create with any Professional or third-party through the Website. We do not, and neither do any of our employees, agents, licensors, or any authorized personnel make any representations or provide any warranty as to the ability of any Professional or third-party to obtain a favorable result for any User.

The Users are hereby informed that the Company shall strive to provide the best service to every User but cannot and does not provide any warranty as to the completeness or accuracy of any content or services or that the services provided through the Website will be error-free, uninterrupted, or always available. The Users are also informed that they use the Website or avail its services and download the content available thereof on their exclusive and sole discretion and risk.

Anti-Hacking Provision

You are expressly prohibited from engaging in any activities that attempt to hack, compromise, or damage the security, integrity, or functionality of Ideal Money or any associated systems. Unauthorized access to, or attempts to gain unauthorized access to, the Website, its servers, databases, or any connected systems are strictly forbidden. Any such actions may result in legal action, including civil and criminal penalties. We reserve the right to investigate and report any hacking attempts or security breaches to the appropriate authorities. Users found in violation of this provision may have their access to the Website terminated immediately. We encourage Users to report any security vulnerabilities or suspicious activities to contact@idealmoney.in. We take the security of our Website and User data seriously and appreciate your cooperation in helping us maintain a safe and secure online environment.

Changes to Terms & Conditions

We reserve the right to modify these Terms & Conditions at any time. Updated terms will be posted on the Website, and your continued use of the Website constitutes acceptance of the modified terms.